If You Own More Than One Car You Could Be Considered A Safer Driver And So Get Cheaper Motor Cover at CAR INSURANCE

If You Own More Than One Car You Could Be Considered A Safer Driver And So Get Cheaper Motor Cover February 29, 2008

Posted by admin in : Car Insurance Articles , trackback

If you own more than one car you could be considered a safer
driver and so get cheaper motor cover

Author: David Thomson

Article:
There are many circumstances that could lead to you getting
cheaper motor cover - for example older drivers, women drivers
and those having taken extra safety lessons - and now it seems
if you own more than one car in your family then you are classed
as a safer driver too and this could get you cheaper motor
insurance.

New research has revealed that those who own more than one car
are less likely to have an accident than those who own just one
car. As statistics of safety on the road lead to fewer claims
and fewer claims lead to cheaper motor cover, two car families
could reap the benefits. There are currently over seven million
households in the UK alone that boast having more than one car
and out of 200,000 accident claims which were looked at during
research, those with more than one car were 22% less likely to
be in an accident.

It is thought one of the reasons why those households with more
than one car have a safer record is because they have paid out
more for their cars than a single household has and so they
protect them more by being careful on the road. They also tend
to park them in a garage more than single car holders and
install advanced security features on the cars which also go a
long way to keeping the car safer. Households that own two or
more cars are often older drivers and families whose children
have grown up which can already benefit from older driver
insurance and of course no claims benefit.

Of course this does not mean that you have to rush out and buy a
second car in order to be able to benefit from cheaper motor
insurance. There are other ways that you can benefit and one of
the best ways to find the information and advice on how to cut
your premiums down is to go online to a specialist broker. A
specialist broker will offer free advice on many ways of cutting
down the cost of your insurance (up the security on your
vehicle, for example) and find you the best car insurance deals
along with making sure the key facts are attached so you can
compare them.

A specialist will be able to search the entire marketplace for
the cheapest premiums and the best available cover based on the
information you give them. It is essential that you are honest
when it comes to preparing for motor cover as there are
exclusions in all policies which mean you might not be eligible
to make a claim. The exclusions can be found in the small print
and the key facts should be made available so you can determine
if the policy is suitable. It will also point out how much in
total the insurance will cost, what is and is not included in
the cover and the amount of excess that you will have to pay
before you can claim on the policy.