New Car Insurance - How to Get The Cheapest Rates April 27, 2007
Posted by admin in : Car Insurance Articles, Tips On Car Insurance Selection , 1 comment so farAuthor: Brian Stevens
Article:
So you just purchased the car of your dreams, or you’re about
to, and you want to get the best new car insurance at the best
rate. Here’s how to do it.
New Car Insurance
When you buy a new car your loan company will require a certain
amount of new car insurance to protect itself in case your car
is damaged or stolen.
If you don’t get your own insurance, your loan company or dealer
will get it for you and, believe me, it won’t be cheap. The last
time I purchased a car the difference between my loan company’s
insurance rate and the rate I got myself was more than $1,000.
So the first thing you need to do is go shopping for your own
insurance and compare rates.
Comparing Rates
The easiest and fastest way to get cheap rates is to go to a car
insurance comparison site (see links below). Here you can get
multiple rate quotes from a number of car insurance companies so
you can compare them and choose the best rate.
Once you’re on the site you’ll be asked to fill out a
questionnaire so you can tailor your insurance to fit your
specific needs. As you fill it out you’ll be able to view a list
of discounts and include them in your auto insurance policy.
Here are some new car insurance discounts worth considering:
* Raising your deductible by a couple of hundred dollars can
save you hundreds of dollars a year on your premium.
* Installing an auto alarm and ant-theft device can get you a
good-sized discount.
* Dropping unnecessary coverage like medical and towing
coverage if you already have them will save you money.
Comparing Companies
After you choose a car insurance company you want to make sure
that company will give you good service, especially when it
comes to paying your claims.
A good way to see how well a company treats its customers is to
go to Epinions.com. Here you’ll find reviews of all the major
insurance companies written by actual customers, plus
testimonials on how they were treated and what their claims
experiences were.
You can also go to your state’s insurance department website to
see what claims have been filed against a particular company. If
your state doesn’t provide this information, you can get it from
the California Department of Insurance website -
www.insurance.ca.gov.
Visit http://www.LowerRateQuotes.com or click on the following
link to compare auto insurance rates from top-rated companies
and get cheap new car
insurance. You can get more car insurance tips by checking
out their “Articles” section.
About the author:
The author, Brian Stevens, is a former insurance agent and
financial consultant who has written extensively on new car
insurance.
