Where to Get Cheap Car Insurance for a Woman Driver July 18, 2007
Posted by admin in : Car Insurance Articles, Tips On Car Insurance Selection , add a commentAuthor: Brian Stevens
Article:
Due to the fact that women have fewer accidents, drive shorter
distances, and log fewer miles than men, their car insurance
rates are cheaper. However, if you’re a women you still want to
get the cheapest insurance with the best company you can. Here’s
a step-by-step plan to do just that:
1. Comparison shop - Because auto insurance premiums can
vary by hundreds, even thousands of dollars from one company to
the next, the first thing you need to do to get cheap car
insurance is to go to an insurance comparison website. There you
can compare rates from different companies and choose the rate
that’s best for you.
Some of these sites offer a chat feature and an online telephone
service so you can get answers to your all auto insurance
questions from an insurance expert (See link below.)
2. Increase your deductible - Increasing your deductible
from $250 to $500 can save you up to 30% on your yearly premium.
Raising it to $1,000 can save you up to 50%.
3. Consolidate your insurance - Purchasing both your car
insurance and your homeowners or renters insurance from the same
company can save you up to 15% on your insurance.
4. Drop your collision and comprehensive coverage -
Consider dropping your collision and comprehensive coverage if
you drive an older model car and the cost of your annual premium
plus your deductible is the same as the value of your car.
5. Install security devices - Most insurance companies
will give you discounts for air bags, antilock brakes, and
automatic seat belts. They will also give you discounts if you
install a burglar alarm or other anti-theft device in your car.
Don’t Just Compare Rates, Compare Ratings
In addition to getting the cheapest rate you can, you also want
to get your insurance from a top-rated company. Go to J.D. Power
& Associates’ website (jdpower.com), and Epinions’ website
(epinions.com) to get consumer ratings and reviews of companies
by their customers.
Visit http://www.LowerRateQuotes.com or click on the following
link to get cheap car
insurance rate quotes for a woman driver from A-rated
companies and see how much you can save. You can get more
insurance tips in their Articles section.
About the author:
The author, Brian Stevens, is a former insurance agent and
financial consultant who has written a number of articles on how
to get cheap car insurance rates for a woman driver.
