Car Insurance Quotes Could Be Affected By How Dirty Your Car Is February 22, 2008
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Author: David Thomson
Article:
There are many factors which can determine how much your car
insurance quotes are but one factor you might not have taken
into consideration is how dirty your car is. New research
however has revealed that there are over 24 million individuals
who are driving around amidst rubbish which could be dangerous
and lead to an accident which results in an insurance claim.
Where car cleaning was once a Sunday morning activity enjoyed by
the majority now a startling 1 million have admitted that they
have never cleaned their car, however it is not the actual
appearance that worries insurers. 55% of car drivers also
admitted that they did not check their windscreen to make sure
they could see clearly through it before setting off on their
travels, which of course is an accident waiting to happen. When
it comes to checking headlights 81% admitted they do not bother
and another 63% give no thought whatsoever to being able to see
through their wing mirrors. All of these could potentially cause
an accident on the road so there is no wonder that insurance
companies are concerned.
While women drivers have been favoured when it comes to getting
cheaper car insurance, women were the worst offenders when it
came down to checking with around 14 % as opposed to 11% of men
admitting they never make ay checks such as these. It is not
just the outside of the car that can cause problems with safety
related issues, the inside too if cluttered too much can be
lethal if you should be involved in an accident and could also
be the cause of one. Any loose item in the car could become
trapped under the brake pedal making it impossible to apply the
brakes, which of course could result in a serious accident.
While of course how dirty your car is will reflect on how big a
risk you pose, there are many other factors which determine the
amount you are asked to pay for your cover. The easiest way to
get access to the cheapest quotes online is to go with a
specialist broker. A specialist car insurance broker will search
around on your behalf using the details you give to find the
cheapest premiums for your circumstances along with the best
deals and give you the key facts of the cover.
It is imperative you read the key facts of any policy you are
considering purchasing as this is where the small print is
found. This will tell you such things as how much excess you
will have to pay, how much in total the insurance will cost and
also any hidden charges and exclusions which could stop you from
claiming. Going for the cheapest car insurance quotes is not
always the best as you have to be sure that you have the cover
needed for your circumstances. Taking out cheap cover which does
not offer breakdown cover if you need it and then adding
breakdown cover to it could work out dearer than had you taken
out a more expensive policy with breakdown cover attached.
